# Kiwy > Launch subscriptions, sell digital products, manage licenses — and automatically increase revenue and retention with AI. Kiwy is a monetization platform for SaaS products, AI tools, and digital goods, operated by Kiwy Technologies, LLC (Wilmington, Delaware, United States). Kiwy operates as a merchant of record. On each sale Kiwy is the legal merchant: it processes the payment, issues the receipt and tax invoice, handles chargebacks and payment disputes, and calculates, collects, and remits sales tax, VAT, and GST to the relevant tax authorities. The seller remains responsible for the product itself — its creation, quality, support, and license rights. ## Core pages - [Kiwy — AI Monetization Platform](https://kiwy.ai/): Product overview, capabilities, and the waitlist form. - [Blog](https://kiwy.ai/blog): Articles on merchant of record, billing, licensing, and monetizing AI products. ## Articles - [Best Platforms to Monetize AI Tools in 2026: The New Revenue Stack](https://kiwy.ai/blog/best-platforms-to-monetize-ai-tools-in-2026-the-new-revenue-stack) - [License Key Management for Software Vendors: Generate, Track, and Revoke in 2026](https://kiwy.ai/blog/license-key-management-for-software-vendors-generate-track-and-revoke-in-2026): Master license key generation, activation, and server-side revocation to prevent piracy and unauthorized usage. - [Paddle Alternative for Founders in 2026: What to Look for Before You Switch](https://kiwy.ai/blog/paddle-alternative-for-founders-in-2026-what-to-look-for-before-you-switch): Compare Paddle vs. Kiwy for GCC-native payments, license key management, and AI-powered churn prevention in 2026. - [Kiwy vs Stripe Billing in 2026: Which Is Better for GCC SaaS Companies?](https://kiwy.ai/blog/kiwy-vs-stripe-billing-in-2026-which-is-better-for-gcc-saas-companies): Compare Stripe vs. Kiwy to find the no-code path for usage billing and AI-interrupted churn. Join the waitlist for early access. - [The Complete Glossary of SaaS Payments, Billing, and Merchant of Record Terms](https://kiwy.ai/blog/the-complete-glossary-of-saas-payments-billing-and-merchant-of-record-terms): Master the essentials of SaaS billing. From ARR and churn rate to Merchant of Record (MoR) and VAT compliance, our 2026 glossary defines everything you need to scale. - [What Happens When You Get a Chargeback on a SaaS Subscription? A Founder's Guide](https://kiwy.ai/blog/what-happens-when-you-get-a-chargeback-on-a-saas-subscription-a-founder-s-guide): Discover the true cost of SaaS disputes from direct fees to engineering time and how to protect your MRR. - [Digital Products Tax Guide 2026: VAT, GST, and Sales Tax by Country](https://kiwy.ai/blog/digital-products-tax-guide-2026-vat-gst-sales-tax-by-country): Master global tax compliance for SaaS and digital products in 2026. This guide covers VAT, GST, and US Sales Tax rules across the EU, GCC, and major global markets. - [10 Signs Your SaaS Payment Stack Is Costing You More Than You Think](https://kiwy.ai/blog/10-signs-your-saas-payment-stack-is-costing-you-more-than-you-think): Stop burning cash on payment plumbing. Learn the hidden costs of managing your own SaaS billing and how to reclaim your engineering bandwidth with Kiwy. - [Kiwy vs LemonSqueezy: Which Is Better for Indie Developers and Small SaaS?](https://kiwy.ai/blog/kiwy-vs-lemonsqueezy-indie-developers-comparison): LemonSqueezy vs. Kiwy: Which is right for your SaaS? Compare global tax compliance, usage-based billing, and AI-powered retention for your 2026 launch. - [Pricing Psychology: How AI Negotiation Changes Customer Retention in 2026](https://kiwy.ai/blog/pricing-psychology-how-ai-negotiation-changes-customer-retention-in-2026): Learn how AI-powered negotiation at the billing layer automatically turns cancellation signals into personalized retention offers. - [What Is Kiwy? The Merchant of Record Platform Built for SaaS and Digital Stores](https://kiwy.ai/blog/what-is-kiwy-the-merchant-of-record-platform-built-for-modern-saas): Stop worrying about global VAT, sales tax, and billing logic. Kiwy is the Merchant of Record for SaaS that handles compliance and AI-powered retention for you. - [GCC SaaS Startup Guide: Launch Subscriptions and Accept Payments in Minutes](https://kiwy.ai/blog/gcc-saas-startup-guide-launch-subscriptions-and-accept-payments-in-minutes): The ultimate guide to GCC SaaS monetization. Learn how to bridge the gap between global sales and local payouts using Kiwy’s purpose-built billing engine. ## Legal - [Terms of Service](https://kiwy.ai/terms): The agreement between you and Kiwy Technologies, LLC: the merchant of record model, seller and buyer terms, payouts, refunds, and dispute resolution. - [Privacy Policy](https://kiwy.ai/privacy): How Kiwy collects, uses, shares, and protects personal information — including GDPR legal bases, retention periods, international transfers, and your data rights. - [Acceptable Use Policy](https://kiwy.ai/acceptable-use): The products, services, and conduct prohibited on Kiwy, plus how we monitor and enforce these rules and how to report a violation. - [Data Processing Addendum](https://kiwy.ai/legal/dpa): The DPA governing Kiwy's processing of buyer personal data on behalf of sellers: sub-processors, security measures, breach notification, and international transfers. ## Optional - [Full site content as plain text](https://kiwy.ai/llms-full.txt): Every page above expanded into one document. Contact: legal@kiwy.ai